Planning Permission Loopholes Property Investors Should Know About

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As a property investor, planning permission can be the proverbial bucket of cold water thrown over your grand renovation or building plans. But there are a few planning permission loopholes that you should know about that may even help to bring your plans to fruition. Read on to find out more about planning permission, when you need it (and when you don’t), and important loopholes that may help you to realise your property renovation dreams. 

  • What is Planning Permission?
  • When Do I Need Planning Permission?
  • What are Permitted Development Rights?
  • Planning Permission Loopholes for Extensions 
  • Planning Permission Loopholes for Loft Conversions
  • Planning Permission Loopholes for Garage Conversions & Porches

What is Planning Permission?

Planning permission is legal consent from a local authority to build a new building, make major alterations to existing buildings, or change land or building use. The need for planning permission prevents inappropriate development, taking into account the impact on the local area, neighbours, roads and wildlife. Planning permission is about the appearance and impact of a development, rather than the technical build quality – this is covered by building regulations. Not every alteration or development requires planning permission – some works fall under Permitted Development Rights (PDR), which we will discuss later on. Failing to get proper planning permission for a building project can lead to a fine or even having to undo the work.

When Do I Need Planning Permission?

Planning permission is required if you want to build something new, make a major change to a building, such as an extension, to significantly change the external look of a building, or to change the use of a building, e.g. converting a barn into a house. You can apply for planning permission with your local council. 

What are Permitted Development Rights?

You can do certain types of building work without needing to obtain planning permission first. These are covered under permitted development rights (PDR) as part of the Town and Country Planning Order 2015. We will look at them in more detail, but the main types of alteration covered by PDRs are extension that do not exceed 50% of the original house area or curtilage, extensions under a certain height or depth, loft conversions under 40 cubic metres for terraced houses and 50 cubic metres for semis or detached houses (providing you do not increase the main roof height), garden rooms and outbuildings of less than 2.5 metres high that takes up less than 50% of the garden area, and porches of less than 3 metres squared, providing the porch is more than 2 metres from a boundary with the road. It’s important to note that PDRs do not apply to maisonettes or flats.

Planning Permission Loopholes for Extensions 

Rear Extensions

If you want to add a rear extension to your property, you can add a single-storey rear extension that extends the property by up to 3 metres for terraced houses, and 4 metres for semis or detached houses. The maximum height for such an extension is 4 metres. Rear extensions cannot extend beyond the side of the house, and also cannot cover more than 50% of the garden or attached land. The extension must not come within 7 metres of the rear property boundary. As with most property extensions or additions, you must use building materials that are similar in appearance to the rest of the original property.

 

A rear extension can add an extra room onto the ground floor of a house, such as a dining room or a downstairs bathroom, significantly increasing the resale value of a property.

Side Extensions

Extensions on the side of a property follow similar rules – they must not exceed half the width of the original house, they can extend into the back garden by a maximum of three or four metres, depending on the property type, and the roof cannot exceed 4 metres. You cannot add a two-storey side extension to a house under PDR – this will require planning permission. There is no formal restriction on how close you can go to the property boundary, but it would be prudent to discuss your plans with the neighbours first.

Two-Storey Extensions

If you want to add a two-storey extension, you may be able to do this under permitted development rights. The extension must be built off the property’s rear elevation, not the side or front, and the height of the roof ridge and eaves cannot exceed the height of the original ridge and eaves. Much like a rear extension, the two-storey extension cannot extend more than 3 metres for terraces and 4 metres for semis or detached houses. 

Planning Permission Loopholes for Loft Conversions

A loft conversion can add significant value to a property and make use of roof space that would ordinarily not be used. Any additional roof space must not exceed 40 cubic metres for terraced houses or 50 cubic metres for semis or detached houses. The loft conversion must not increase the roof height further than the highest part of the existing roof, and all windows must be frosted or obscure-glazed and cannot open unless they are more than 1.7 metres from the floor. 

Roof Lights aka Velux-style Loft Conversions

A roof light loft conversion involves installing windows flush with the existing roof slope, without altering the roof’s shape or structure. These are often referred to as the brand name of ‘Velux’ windows. Roof lights are the simplest and most cost-effective loft conversion and always fall under PDR, as long as the windows do not extend excessively and comply with glazing rules.

Dormer Loft Conversions

A dormer loft conversion creates a box-shaped extension projecting vertically from the sloping roof, with a flat or pitched roof and vertical windows. Dormer extensions can increase head height and usable floor space, making them a valuable addition to a property. Rear dormer loft conversions are usually allowed under permitted development, while front dormers will require planning permission.

Hip-to-gable loft conversions

A hip-to-gable conversion involves replacing a sloping (hipped) side roof with a vertical gable wall, extending the roofline to create extra internal space. These loft conversions create a full-height wall on one side of the loft and are commonly combined with a rear dormer for an L-shaped loft space. This type of conversion is only suitable for a semi-detached or fully detached property, and is covered by PDR provided the new gable does not face a highway and volume limits are not exceeded. As with all extensions and renovations under PDR, we would recommend consulting with your local authority for more advice to ensure your loft conversion falls under PDR.

FAQ: What does ‘highway’ mean in UK planning law?

In the context of permitted development rights, a highway is any route over which the public has a right of way, whether or not it is adopted or maintained by the local authority. This could include roads, footpaths, lanes, alleys, byways, or bridleways. If someone can legally walk, cycle or drive along it, it is likely to be classed as a highway.

Planning Permission Loopholes for Garage Conversions & Porches

A garage conversion typically does not require any planning permission, as most of the work will be internal – the only time you need to consider planning permission is when the garage is being converted into a separate dwelling. Some properties, however, have a planning condition attached to the original build, requiring the garage to be retained for parking. An addition of a porch falls under PDR, provided it does not exceed 3 square metres, it is not within 2 metres of a highway boundary, and it does not compromise disabled access or emergency access.

 

As with all planned renovations, all extensions are required to comply with building regulations. If you are not sure if your extension or property renovation requires planning permission, always consult with your local planning authority. You can also get a Lawful Planning Certificate from the local council to confirm your extension is covered by permitted development rights.


Find out more ways to increase the value of a property through renovations and extensions at one of Assets For Life’s FREE property events – book your place or find out more here.

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Liam Ryan

Liam J Ryan is a Forbes-featured, 8-figure property business entrepreneur, best-selling author, mentor, host, and co-founder of Assets For Life.

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